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Depending on your income and filing status, you'll generally either pay 0%, 15% or 20% on your long-term gains.� New to crypto investing? As previously noted, the IRS taxes short-term crypto gains as ordinary income. Here are the income tax rates that will apply to gains on crypto you held. Long-term capital gains tax rates have different rates than the short-term capital gains, ranging from 0% to 20% depending on your total income.